When the picture inside your head is that of the South Pacific’s gin-clear waters and swaying palm trees, your next thought isn’t likely travel Insurance. 

One of my responsibilities as your Travel Consultant is to communicate how important Travel Insurance is to your trip. In my opinion, there are three superheroes that should be your constant companions when travelling: 

Trip Cancellation, Trip Interruption, and Emergency Medical Coverage 
While they might not wear capes, they are essential for your peace of mind and well-being, before and during your travels. 

Trip Cancellation Coverage 
Visualize this - you've just finished planning the trip of a lifetime, a dreamy Cook Islands vacation, with flights, villa, and Aitutaki day trip. Suddenly, an unexpected illness forces you to cancel your trip. That's where Trip Cancellation coverage comes to the rescue!

No matter how hard you plan, there are some things that can be completely out of your control on a trip. Whether it’s chickenpox, a sick family member, or unmerciful weather conditions, these unforeseen events could be the reason you can no longer go on your trip.

With trip cancellation coverage, the investment in your trip doesn’t have to be completely lost. 

Trip Interruption Coverage
You are on your dream vacation, walking powdery white-sand shores, enjoying a beautiful day. And then - you receive a telephone call, an immediate family member has been in a serious car accident back home or during that relaxing ocean swim a brush with the coral lands you in the hospital, delaying your return. 

Trip Interruption coverage saves the day!

Trip Interruption Insurance helps you recover extra costs you may incur should you need to interrupt your trip due to an unforeseen event. 

Emergency Medical Coverage
No one plans to get sick or injured while traveling. However, should it happen, Emergency Medical Coverage makes all the difference:

Your government health care plan pays only a very small portion of medical expenses outside of Canada. Some costs are not covered at all. For protection against expensive medical care bills worldwide, you can call on travel insurance. Coverage is offered for emergency medical expenses, along with medical evacuation from a remote location to the nearest hospital!  

Once you’ve purchased travel insurance you can return to the visions of crystal waters and swaying palm trees. That’s easy when you know your travel companions are superheroes! 

When purchasing your travel insurance know what you are covered for. It’s important to read your policy for the complete details of benefits, exclusions, limitations, terms, and conditions.

Safe travels!
Travel can mean encountering the unexpected, ranging from the inconvenient to truly serious. Travel insurance plans offer benefits to meet the challenges of travel and help you enjoy a worry-free trip!

So, keep this in mind and never leave home unprotected!

Yours in Travel